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Showing posts with label Term Insurance. Show all posts
Showing posts with label Term Insurance. Show all posts
Sunday, July 31, 2011
Is all well with online term insurance plans?
‘Online term plan’ is a new concept that has grabbed attention due to premiums that are amazingly low compared to other plans. But, before you fall for the charms of low-priced term plans, think about the many issues that are not so apparent.
If one cell-phone model costs Rs5,000, and another, with the same features, costs Rs12,000, it is not hard to see which one you would go for. But if one insurer charges Rs5,000 as premium for a term plan and another insurer charges Rs12,000 for a plan with similar features, what would you do? Your instinct would prompt you to go for the cheaper one. But wait till you read the whole story.
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Saturday, July 30, 2011
Term Insurance Claim Ratios
| Company | Claim Ratio (FY 2009-10) |
Aegon Religare | 48.00 |
Aviva Life | 87.11 |
ICICI Pru Life | 90.17 |
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